Kayak Insurance
 

So after reading an article on kayak insurance I emailed a buddy who is in the business for a quote. He quoted me $75/year with $500 deductible for a hobie pro angler 12 ($3000 new) plus $2000 in equipment. Equipment includes expensive sunglasses and coverage includes the kayak getting stolen from the truck or on the beach or lost equipment during a wipe out. For $86/year deductible drops to $250. I intend to buy the $86/year policy before my next beach launch :D
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BTW I do not currently have a policy with start farms; if I expect a multiple policy discount.


Said article:

http://www.brookfieldangler.com/2014...insurance.html

My Buddy who is now aware of kayak insurance after talking to me:
https://www.statefarm.com/agent/US/C...en-CGY5T3VL000

Yumm yeah same here !

Better deal for the insurance company............

My company covers everything we own. I don't need a "rider" for my kayaks. They treat them the same as my bicycles. Granted I don't have a "you want how much for that new Pro Angler?!?".

Umbrella policy? Does it covet wipe out?

One lost mirage drive will change that :)

It only sounds expensive until the day you need it or use it.

Yea, I complained about my auto insurance up until they sent me a $21,000 check :)

86 dollar per year is dirt cheap for any type of insurance. Hell my iphone insurance is even more than that lolz

I also got mine through State Farm covered on my renter's insurance policy!
With my multi car discount it cost me $0. :D
FFY

Dur

I might be wrong, but I think I remember asking my homeowners ins agent about that. I think we are covered already without a special umbrella. I think it might be the same with renters ins too.....do you already have homeowners or renters and it was not covered and your agent said you needed an umbrella?

Those with multi-policies, that include life, should be careful if they choose to disclose that they fish on a piece of plastic. When I was getting quoted this came to mind when they were asking about possible high risk activity. I remember they asked specifically about scuba, sky diving, etc.

I always knew it covers while in the home but are you saying coverage extend to on the water?