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I would personally go with the basic West Marine model (under $120 I believe). Nothing can beat the hassle free nature of bringing it in and them swapping it out. The waterproof design is better then the Standard Horizon model I used to use, charging does not require opening any part of the radio, unlike my old SH which requires you open a small hatch for charging (one less seal to leak!). Plus the only seal (for the battery cover) is screw tight, so I would be impressed (by the water) if it found a way in.
I purchased a Standard Horizon HX300 a little over a year ago, and it stopped working after about 7-8 months. I had everything sealed up tight like it was supposed to be, but somehow water got in (it wasn't even submerged, just received a heavy splashing on occasion). I'm going to try and go through the warranty procedure, so I'll let you know how it goes, but save yourself the trouble and got West Marine.
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