waders and a paddling jacket for sure!!!!
for waders the best deal going is this -
http://www.hodgman.com/Sale-Fishing-C69.aspx I bought a cheap pair of shoes a couple sizes too big that i wear over the stockings....nice for those 3am cbass missions.
OEX has really good deals on paddling jackets.
And remember....bugs aren't the only thing creep'in around at night !!