LJ Sunday - Thieves among us!!!!! - Kayak Fishing Adventures on Big Water’s Edge

dsafety · 10-06-2011, 06:35 AM

Scally, if you have homeowner's or renter's insurance, you should submit a claim. This kind of loss is usually covered by those policies.

Bob

10-06-2011, 06:41 AM

Quote:

Originally Posted by dsafety

Scally, if you have homeowner's or renter's insurance, you should submit a claim. This kind of loss is usually covered by those policies.

Bob

Only valuable personal property MIGHT cover it. 99% of the time, renters insurance will only cover theft if you are WITHIN arms length of the item that was stolen, leaving it in the open, unattended or unsecured will usually be in the clause.

For example, if my kayak gets stolen off the roof of my car, it will be covered if it was locked down, however if it wasn't, it wont be covered.

deepdvr · 10-06-2011, 07:03 AM

Typical deductible on a homeowner's/renter's policy is at least $500. Don't burn your claim unless it is a whopper. Now maybe if your garage got burglarized and you lost your $3k golf clubs, your PA and your REVO plus all of your rods/reels, tools and your ABBA vinyl collection....then I say go ahead and make that claim.

Sorry to hear about that sh*t Scally.

Deamon · 10-06-2011, 07:40 AM

Definitely keep us updated. Knowing our system...it won't be a felony...I hope they nail him.

The Kid · 10-07-2011, 07:22 PM

My eyes are peeled I will be on the hunt when I am there. He will not go free!

10-07-2011, 09:09 PM

Take out a no-deductable Valuable Personal Property Insurance policy. I have all my camera equipment, my kayak, art work and stuff on it. About 25k worth of coverage for $161/year

10-06-2011, 06:35 AM	#1
dsafety Olivenhain Bob Join Date: May 2008 Location: Olivenhain, CA Posts: 1,122	Scally, if you have homeowner's or renter's insurance, you should submit a claim. This kind of loss is usually covered by those policies. Bob

10-06-2011, 07:03 AM	#3
deepdvr Senior Member Join Date: Aug 2009 Location: Carlsbad Posts: 591	Typical deductible on a homeowner's/renter's policy is at least $500. Don't burn your claim unless it is a whopper. Now maybe if your garage got burglarized and you lost your $3k golf clubs, your PA and your REVO plus all of your rods/reels, tools and your ABBA vinyl collection....then I say go ahead and make that claim. Sorry to hear about that sh*t Scally.

10-06-2011, 07:40 AM	#4
Deamon Senior Member Join Date: Mar 2010 Posts: 1,972	Definitely keep us updated. Knowing our system...it won't be a felony...I hope they nail him.

10-07-2011, 07:22 PM	#5
The Kid Loves Surface Irons Join Date: Jun 2008 Location: San Diego Posts: 455	My eyes are peeled I will be on the hunt when I am there. He will not go free!

10-07-2011, 09:09 PM	#6
Drake Guest Posts: n/a	Take out a no-deductable Valuable Personal Property Insurance policy. I have all my camera equipment, my kayak, art work and stuff on it. About 25k worth of coverage for $161/year